We’ve partnered with McDonald’s to offer their crew an industry super fund that strives to be the lifetime fund of choice for Australians. In fact, over 1.8 million Australians (including you) choose Hostplus as their lifetime super fund.
Knowing your super is in good hands?
That’s a plus.
Want to keep more super in your account? You’re going to love our low admin fee1.
We're an industry super fund with a history of consistent long term investment performance2 and competitive fees, helping you put your financial future first.
Having a conversation about your financial future is the first step to understanding what’s right for you – and what’s possible. Whether it's general advice or comprehensive financial planning, our superannuation advisers and financial planners are available to help you set and meet your goals.
As you move through life, your circumstances change. Our investment options are designed so you can choose an option that best suits your needs and objectives, including your risk appetite.
Hostplus have partnered with McDonald's to offer it's crew tailored insurance3 rates for Death, Total and Permanent Disablement and optional Income Protection.
We give you more control over your super. Our Member Online portal and Hostplus app allow you to check your balance, update your details and get real-time notifications of contribution payments – 24/7.
Protecting against the unexpected can give you peace of mind. That’s why we offer eligible members Death & Total and Permanent Disablement (TPD) insurance3 with options to tailor their cover. With insurance premiums deducted from your super account, insurance cover will continue as long as there are sufficient funds to pay the premiums and eligibility is still met. You can cancel, reduce or apply to increase your insurance at any time.
Important: Under Putting Members’ Interests First (PMIF) government legislation, Hostplus can only provide automatic Death & Total and Permanent Disablement (TPD) insurance cover when you first meet the following criteria (subject to eligibility requirements):
If you don’t meet this criteria, you can also opt-in to the default level of insurance cover, subject to terms, conditions, and eligibility requirements, by logging in to Member Online. To learn more about PMIF, visit hostplus.com.au/pmif
If the worst should happen and you die or are totally and permanently disabled through illness or injury, Death and Total and Permanent Disablement (TPD) insurance means that a lump sum will be paid to you or your loved ones. Eligible employees will receive automatic Death and Total & Permanent Disablement (TPD) insurance cover calculated as:
Once you have joined Hostplus, your level of cover will be communicated to you in your welcome letter.
Terms and Conditions may apply. You should always read the PDS before making a decision. Please refer to the Hostplus Executive PDS issued October 2024.
Income Protection insurance is a great way to secure your finances in case you are unable to work due to illness or injury. With this type of insurance, you will receive monthly payments to help you cover your living expenses and focus on your recovery. Income Protection is not automatically included as part of your insurance offering. Hostplus has partnered with McDonald's to offer eligible employees tailored rates for Income Protection cover, with the following benefit structure:
Terms and Conditions may apply. You should always read the PDS before making a decision. Please refer to the Hostplus Executive PDS issued October 2024.
In addition to tailored optional Income Protection, Hostplus also has other Income Protection options available to you, each with different waiting and benefit periods.
Contact your local Account Manager who can help provide insurance premium estimates.
Getting online is a great way to manage your super, and with the Hostplus app and Member Online, you’ll have access at your fingertips 24/7. With online access, you can check your super balance, update your details, review your insurance and even see how your investments are performing.
If you already have super with another fund and you're a Hostplus member, it’s important to note that any existing insurance won’t automatically transfer to Hostplus. The level of insurance cover, premiums and terms and conditions can also differ between funds. If your level of cover was greater at your previous fund and you wish to maintain this level of cover through Hostplus, you can transfer your insurance cover once your Hostplus account is set up, through Member Online.
We recommend that you do not cancel any existing cover or close or consolidate your other super fund account/s until your application to transfer cover is accepted by Hostplus.
If you already have super with another fund and you're a Hostplus member, it's important to note your other super accounts won't automatically consolidate4 or transfer into your new Hostplus Executive account.
There’s a lot to consider when thinking about whether consolidation is right for you. Before consolidating, compare the fees, performance and other features of each fund and check whether you’ll lose any benefits or be charged a fee for closing an account. Importantly, if you do close an account, you’ll lose any insurance attached to that account. You may find it beneficial to obtain advice from a licensed financial adviser before consolidating.
At Hostplus, we’re all about super education. We provide our members with online education and resources so that you can learn about a topic that suits your needs, and at a time that’s convenient for you. Join one of our complimentary webinars, read our blogs, or watch our on demand educational videos.
Read more about how super works, and why it's so important. Here, you'll also find information about our performance2, low admin fee1 and how we invest your super.
View our most frequently asked questions about super.
We’re always here to help. If you would like to get in contact with us, you can do so by phone, live chat or email.
1. Other fees and costs apply. Please refer to the Hostplus Executive Product Disclosure Statement (PDS).
2. Hostplus’ Balanced option is ranked number one versus peers over 10, 15 and 20 years. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index, April 2024. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
3. Hostplus insurance cover is provided by MetLife Insurance Limited (MetLife) ABN 75 004 274 882, AFSL 238096 (insurer).
4. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.