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Our products and services
Manage your super
We’re an award-winning industry super fund
Our measure of success is what we deliver for our members. But if you're into awards, we've got those too.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
Forms and resources
We’re an award-winning industry super fund
Our measure of success is what we deliver for our members. But if you're into awards, we've got those too.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
Login
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
Join Hostplus
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
How much super
do you need?
Whether you’re happy with a modest lifestyle or want a few more comforts in retirement, you can retire your way with Hostplus.
Finding out how much super you’ll need is a great starting point. Hello
How much super will I need in retirement?
The answer this question depends on what kind of lifestyle you want. Your savings at retirement need to match your goals.
We’ve used the ASFA Retirement Standard as a guide. This says a comfortable retirement allows you to enjoy a good standard of living with a budget that includes things like:
- Private health insurance, new clothes, and a decent car
- Local holidays, social outings, exercise classes
- Home repairs, air conditioning, streaming services.
Superannuation balances required to achieve a comfortable retirement
Savings required for retirement at age 67
| Couple | Single |
|---|---|
| $690,000 | $595,000 |
The figures in each case assume that the retiree(s) own their own home and relate to expenditure by the household.
How much income will I need in retirement?
The ASFA Retirement Standard works out how much singles and couples will need to have a modest or a comfortable lifestyle.
Comfortable lifestyle (p.a.)
| Modest lifestyle (p.a)
|
How much super should I have for my age now?
There’s no right or wrong with retirement but knowing what your super balance should be for your age is a guide to whether you’re on track.
| Age (years) | Super balance |
|---|---|
| 25 | $18,500 |
| 30 | $59,000 |
| 35 | $101,500 |
| 40 | $156,000 |
| 45 | $213,000 |
| 50 | $281,000 |
| 55 | $361,000 |
| 60 | $453,000 |
| 65 | $549,000 |
What if I'm
not on track?
Don’t despair. There are some things that you can do to help boost your super balance and take control.
Tips to boost your super
One of the simplest ways to help grow your super is by making additional contributions on top of what your employer pays.
How to make extra contributions
You might be able to pay extra money into your super in a few different ways (subject to eligibility rules).
Watch how to make extra contributions to super (1 min)
Hostplus
retirement accounts
Get expert advice
Having a financial plan can help you make the right decisions now, to help you achieve your future goals. That’s why with Hostplus, you can access qualified financial planners, dedicated to helping you achieve your retirement goals, including making sure you have enough for retirement, and that you’re making the most out of your super.
The holistic approach considers all aspects of your financial journey, including:
- superannuation, including contributions and investment allocation
- tax-effective retirement planning, including transition to retirement
- wealth creation, including investments outside of super
- maximising cash flow, income and debt management
- maximising your government entitlements and insurance
- estate planning, and more.
