Learn more about a Hostplus Transition to Retirement account in our detailed guides.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Simply log in to Member Online, navigate to ‘Super’ in the top menu, and select
‘Claim a tax deduction’.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Whether you’re retiring completely or winding down your working hours, a Hostplus retirement account can be a smart way to secure a regular income.
There are two types of Hostplus retirement accounts: Hostplus Pension and Hostplus Transition to Retirement. With your choice of investment and income payment options, you’re in control of your retirement lifestyle with a Hostplus retirement account. But you’ll need to meet the following requirements to be eligible.
To open a Hostplus Pension account, you must meet one of the following conditions:
If you’ve reached your preservation age but are still working, you can open a Hostplus Transition to Retirement (TTR) account.
To open a Hostplus Pension account, you’ll need to invest a minimum of $10,000, and can invest up to a maximum of $1.9 million (this limit is called the transfer balance cap).
You can transfer money from any super fund or pension account, including your Hostplus super account.
In preparation for your application, please make sure you have:
As part of the application process, you’ll have the option to choose your investments, nominate your beneficiaries and choose your payment amount and frequency (subject to the minimum limit set by the Federal Government. See our Pension Guide for details).
If you're unable to apply online for any reason, please call us on 1300 348 546 or contact us to discuss your options.
Learn more about a Hostplus Transition to Retirement account in our detailed guides.
If you’re trying to decide if a Hostplus retirement account is right for you, or you’re looking for the best investment options for your needs, our financial planners can help you plan for the retirement you deserve.
The right investments can make a big difference to your finances in retirement. Check out our investment options – including our innovative pension investment option, CPIplus – to understand what might suit your needs.
It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.
Find answers to some of the questions we commonly get asked about our pension accounts.
To invest in a Hostplus Pension account, you must invest a minimum of $10,000 from your current super fund, but no more than the transfer balance cap. You must also meet a condition of release.
Temporary residents are unable to access pension accounts.
TTR accounts are available to all super fund members who’ve reached their preservation age but are still working. You must invest a minimum of $10,000 from your current super fund.
Temporary residents are unable to access TTR accounts.
Under federal legislation, superannuation benefits must be ‘preserved’ for retirement. This means they must be kept within a complying superannuation or rollover fund until a ‘condition of release’ is met, which allows benefits to be paid. The conditions of release are:
In most cases, superannuation benefits are released once you reach your ‘preservation age’ and are permanently retired. Your preservation age depends on when you were born.
Date of birth | Preservation age |
---|---|
Before 1 July 1960 | 55 |
1 July 1960–30 June 1961 | 56 |
1 July 1961–30 June 1962 | 57 |
1 July 1962–30 June 1963 | 58 |
1 July 1963–30 June 1964 | 59 |
After 1 July 1964 | 60 |
On 1 July 2017, the Australian government introduced the ‘transfer balance cap’. The cap (currently $1.9 million) is a lifetime limit on the total amount of super that can be transferred to retirement income streams. This includes a Hostplus retirement account.
Head to the ATO website to learn more about the transfer balance cap.
The Australian Government has set guidelines around the minimum you can withdraw each year. You can read more about the guidelines in the Pension Guide.
There’s no maximum withdrawal limit for pension accounts, but it’s a good idea to plan for how much you’ll need each month. If you need help, give our financial planners a call. They’re on hand to help you with all your retirement questions.
The Australian Government has set guidelines around the minimum you can withdraw each year. You can read more about the guidelines in the Pension Guide.
A maximum annual income limit also applies to TTR accounts. This is 10% of your account balance at the beginning of each financial year, or on the start date of your TTR account in its first year.
You won’t be able make lump sum withdrawals out of a TTR account until you meet a condition of release, except for any unrestricted non-preserved component.
Your Hostplus Pension account may not provide an income stream for the remainder of your life. Pension payments will only be made while there is enough money in your account. How long your pension account lasts depends on several factors, including:
The Government Age Pension is dependent on several elements such as your income and assets. These are assessed each year and/or when there is a change in your circumstances.
If you’re intending to claim the Government Age Pension as well as setting up a Hostplus Pension account, chat to one of our financial planners about your goals.
When you die, the remaining balance of your account can be paid to your spouse, dependants, estate or beneficiaries. Learn more about nominating a beneficiary.