Salarylink is a defined benefit superannuation account designed to help give you some certainty around your retirement income. When Statewide Super merged with Hostplus in 2022, all Statewide Super Salarylink members transitioned to Hostplus Salarylink. This account type is a legacy/closed product and it is not open to new members, remaining active primarily for legacy members transferred from Statewide Super.
Salarylink is a defined benefit super account. This means that the benefit you get paid when you retire is generally calculated (defined) by a formula. This can help provide some certainty about your retirement income. If you’re still working, you can contribute to Salarylink until you reach the age of 65, at which point we calculate your Salarylink benefit and transfer it to your Hostplus accumulation balance.
Your Salarylink benefit is financed from both your personal and employer contributions. All Salarylink contributions are pooled together, invested in the Salarylink investments, and used to pay members’ Salarylink benefits. This means you can’t choose an investment option for your Salarylink contributions.
If you're making contributions to Salarylink, the minimum is 1% and the maximum is 10% of your super salary via payroll. For details about your employer’s contributions, see the Salarylink and Employer Superannuation Guarantee (SG) Contributions Fact Sheet.
For more details about Salarylink, see the Statewide Super Legacy Product Guide. To view your current Salarylink benefit estimate and other information, log in to your Member Online account.
In an accumulation account – also known as defined contribution – your money grows over time. The benefit you get paid when you retire is based on the contributions you and your employer pay into your super, and on any returns generated by your investment (minus any fees and costs).
Unlike Salarylink, you get to select how your accumulation balance is invested. It means you can choose the right investment option for your needs – like our award-winning default Balanced (MySuper) option, or a specific asset class, like our Cash option.
For more information on how your accumulation balance works, see the Hostplus Product Disclosure Statement (PDS). Awards and ratings are only one factor to be taken into account when choosing a super fund.
You’ll see the balance of both accounts when you log in to Member Online. You can contribute to either of these or to both.
To view your combined Salarylink and Hostplus accumulation benefit entitlements, click on ‘View my total benefit estimate including Salarylink amounts’ and then select ‘Benefit estimate’ from the drop-down menu.
The right insurance means you’re not alone when you need help the most. It’s why the following insurance cover is included as part of Salarylink (if you’re making personal contributions):
Looking to tailor your cover further? Eligible members can access additional cover through Hostplus insurance.
Salarylink is designed to help give you some security in your retirement. Sometimes, though, things don’t go to plan. In the following situations, your Salarylink calculation might be affected:
Your Salarylink membership will cease in any of the following circumstances:
If your Salarylink membership ceases, your benefits will be transferred to your accumulation balance, or to a deferred account (if applicable).
You might be able to continue your Salarylink membership if you move to another Salarylink-participating employer within four weeks of leaving your previous employer. Importantly, you must apply within two months of leaving your previous employer.
You can find important information in the ‘Salarylink Member Guide’ section of the Statewide Super Legacy Product Guide. It includes details on benefit calculations, fees, insurance, and what happens if your employment situation changes – plus more.
Below are some additional resources to help guide you, including fact sheets, forms and the Statewide Super Product Legacy Guide.
The Statewide Super Legacy Product Guide is for members transferred to Hostplus as part of the Statewide Super and Hostplus Successor Fund Transfer (SFT).
It contains information on the following legacy products:
You can access your account online which makes your super easier to manage. Here are some simple steps you can take:
Register for Member Online
To get started, register and create a password at Member Online Registration. You'll need your Hostplus member number to complete the process.
If you don't have your member number, contact us on 1300 467 875 (Monday to Friday, 8.00am to 8.00pm AEST) or via Live Chat. Our service team can provide your member number so you can complete the quick online registration process.
Download our mobile app
With our secure mobile app, you can easily check your accumulation balance, Salarylink benefit estimate and transaction history, view your insurance arrangements, see how your accumulation investments are performing and quickly update your contact details.
Find out more about the Hostplus app and how to get started here. If you need assistance, call us on 1800 757 607 or contact us online. Our team will be happy to help.
Members based in Adelaide, Melbourne or Darwin can book an appointment at one of our ServicePlus Centres. Contact Hostplus Our team can help with questions about your super, your account, or your retirement plans.
If you'd like to speak with a financial planner, you can book an appointment with our Advice team.
Kings Lane, 60 King William Street,
Adelaide SA 5000
114 William Street,
Melbourne VIC 3000
Darwin Innovation Hub
Level 1, 48-50 Smith St,
Darwin CBD NT 0800
Below are some additional resources to help guide you, including the Salarylink Employer Guide, fact sheets and forms.
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