Our expert team is here to answer your questions and give you the support you need. Here are some ways to get in contact.
Our products and services
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Manage your super
We’re an award-winning industry super fund
Our measure of success is what we deliver for our members. But if you're into awards, we've got those too.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
Retirement
Forms and resources
We’re an award-winning industry super fund
Our measure of success is what we deliver for our members. But if you're into awards, we've got those too.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Investment options
News & insights
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions.
Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Do I need to pay myself super if I’m self-employed?
If you're a sole trader or in a partnership, you have the choice to pay yourself super. If you're a company, however, you may have super obligations – it depends on your business structure.
But even if you’re not legally required to pay yourself superannuation, it can be a smart investment in your future. Want to understand the impact of paying yourself super? Our retirement projection calculator can help.
Spending a few minutes today can pave the way for a much brighter future. Join Hostplus in less than five minutes and start paying yourself super today.
Why should I contribute to my super?
There are positive benefits in saving for your retirement, like the security and peace of mind it can bring:
Pay less tax. Super contributions are taxed at 15% so, depending on your income, you may save tax.
Get better returns. Superannuation investments generally perform better than other interest-bearing accounts, which means faster growth over time.1
Grow your savings. Small amounts invested consistently have the potential to grow over time – that’s the magic of compounding.
As an extra incentive, if you earn less than $60,400 a year and make after-tax contributions to your super, you might be eligible for the government’s co-contribution scheme. If you qualify, $500 is paid directly into your super each year.
By starting early and staying focused on your retirement goals, you’re giving yourself the best chance to achieve financial stability during your golden years.
1. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
Why join Hostplus
Strong long-term performance
Our award-winning2 investment options have delivered consistent, long-term returns, with one of the lowest admin fees of any MySuper product3. That’s more to invest in your future.
2. Awards and ratings are only one factor to be taken into account when choosing a super fund.
3. Source: SuperRatings fee data for public offer MySuper products extracted from SMART 2.0 platform on 24 November 2023. Comparison is based on the total administration fees and costs assuming a $50k balance. Other fees and costs apply. Refer to the PDS for more information.
How to pay yourself super
Decide how much you want to contribute
As someone who’s self-employed, you decide how much to contribute – and it can be as much or as little as you like. A good starting point? Choosing a consistent amount or percentage to contribute. Bear in mind that you can only contribute a maximum of $30,000 of your before-tax income, but you can also choose to make after-tax contributions of up to $120,000. You can claim a tax deduction for any voluntary after-tax contributions, but conditions apply. To do so, you must complete and lodge a notice of intent on Member Online to claim.
Make a super contribution – when it suits you
You can pay yourself super whenever you want – you don’t have any mandatory payment dates. Set up regular contributions from your before-tax income, or transfer a lump sum from your after-tax savings.
Then use BPAY to make your payment – you can find your unique BPAY details in Member Online or the Hostplus app.
Consider tax deductions
If you’ve paid yourself super from your after-tax salary, you can claim a tax deduction. There are some eligibility rules, but in most cases you can simply complete a notice of intent form on Member Online. If you do claim a deduction, these contributions will count towards your $30,000 cap.
Need some help?
Get expert advice
Whether you want to work out how much superannuation to pay yourself or identify the best way to structure your contributions, the right financial advice can make a big difference to your financial future.
At Hostplus, we offer a range of advice options, so you can discuss your situation and discover what’s right for you.