Join
Join

Meet
Hostplus

Welcome to Hostplus. We're McDonald's superannuation partner and we're here to help. McDonald's has partnered with Hostplus to offer its employees an industry super fund that strives to be the lifetime fund of choice for Australians. We’re the super fund that covers people from a broad range of backgrounds and industries, including your own.  As one of the largest and top-performing super funds in Australia over the long term, our low admin fee1 and strong long-term returns2  aim to provide you with the future you deserve. We know every dollar you save could help secure a future full of positivity. 

A future full of good stuff? 

That's a plus. 

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Hostplus is McDonald's
default super fund

McDonald's has chosen Hostplus to be their default superannuation provider. This means you can join Hostplus as part of McDonald's super arrangements, under the Hostplus Executive plan. With the Hostplus Executive plan, you can benefit from tailored insurance rates for Death and Total and Permanent Disablement, and optional Income Protection. Getting started is simple. Download our Hostplus Executive choice form and return it to McDonald’s payroll. After the first employer contribution, a Hostplus account will be created for you. 

WHy choose
Hostplus

Save money with a low admin fee

Want to keep more super in your account? You’re going to love our low admin fee1.

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You come first

We put our members first. As an industry super fund, our profits go back to our members – not shareholders. Maximising your investments is our focus.

A long-term investor

We invest your money into projects and assets that aim to derive strong long-term investment returns2 for our members.

Financial advice

Having a conversation about your financial future is the first step to understanding what’s right for you – and what’s possible. 

Tailored insurance
arrangements

Protecting against the unexpected

Protecting against the unexpected can give you peace of mind. That’s why we offer eligible members Death & Total and Permanent Disablement (TPD) insurance3 with options to tailor their cover. With insurance premiums deducted from your super account, insurance cover will continue as long as there are sufficient funds to pay the premiums and eligibility is still met. You can cancel, reduce or apply to increase your insurance at any time. 

Important: Under Putting Members’ Interests First (PMIF) government legislation, Hostplus can only provide automatic Death & TPD insurance cover when you first meet the following criteria (subject to eligibility requirements):

  • you’re aged at least 25 years, and
  • your Hostplus Executive account balance first reaches at least $6,000.

If you don’t meet this criteria, you can also opt-in to the default level of insurance cover, subject to terms, conditions , and eligibility requirements, by logging in to Member Online

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Your insurance options:

Automatic Death and Total and Permanent Disablement

If the worst should happen and you die or are totally and permanently disabled through illness or injury, Death and Total and Permanent Disablement (TPD) insurance means that a lump sum will be paid to you or your loved ones. Eligible employees will receive automatic Death and Total & Permanent Disablement (TPD) insurance cover calculated as:  

  • age-based unitised Death and TPD insurance cover  

Once you've joined Hostplus, your level of cover will be communicated to you in your Hostplus Executive welcome letter.  

Learn more about TPD Insurance

Terms and Conditions may apply. You should always read the PDS before making a decision. Please refer to the Hostplus Executive PDS issued October 2024

Optional Income Protection

Income Protection insurance is a great way to secure your finances in case you're unable to work due to illness or injury. With this type of insurance, you'll receive monthly payments to help you cover your living expenses and focus on your recovery.  Income Protection is not automatically included as part of your insurance offering. Hostplus has partnered with McDonald's to offer  eligible employees tailored rates for Income Protection cover, with the following benefit structure: 

  • Up to 90% of pre-disability income payable for a 2-year benefit period, and after a 90-day waiting period. 

Learn more about Income Protection

Terms and Conditions may apply. You should always read the PDS before making a decision. Please refer to the Hostplus Executive PDS issued October 2024
 

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Other Income Protection options

In addition to tailored optional Income Protection, Hostplus also has other Income Protection options available to you, each with different waiting and benefit periods.

Need help calculating your Insurance arrangements?

Contact your local Account Manager who can help provide insurance premium estimates.

How to join Hostplus

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Transferring existing insurance

If you already have a super fund with another fund and would like to become a Hostplus member, it’s important to note that any existing insurance won’t automatically transfer to Hostplus. The level of insurance cover, premiums and terms and conditions can also differ between funds. If your level of cover was greater at your previous fund and you wish to maintain this level of cover through Hostplus, you can transfer your insurance cover once your Hostplus account is set up, through Member Online.  

We recommend that you do not cancel any existing cover or close or consolidate your other super fund account/s until your application to transfer cover is accepted by Hostplus.

Consider consolidating your super

If you already have a super fund with another fund and would like to become a Hostplus member, it's important to note that any other super account you may already have will not automatically consolidate4 or transfer into your new Hostplus account. 

There’s a lot to consider when thinking about whether consolidation is right for you. Before consolidating, compare the fees, performance and other features of each fund and check whether you’ll lose any benefits or be charged a fee for closing an account. Importantly, if you do close an account, you’ll lose any insurance attached to that account. You may find it beneficial to obtain advice from a licensed financial adviser before consolidating. 


Ready to join Hostplus?

Download our choice form and return it to your payroll contact at McDonald’s.


Super explained.

Read more about how super works, and why it's so important. Here, you'll also find information about our performance2, low admin fee1 and how we invest your super.

Do you have a question about super?

View our most frequently asked questions about super.

 


Help is on hand

We’re always here to help. If you would like to get in contact with us, you can do so by phone, live chat or email. 


1. Other fees and costs apply. Please refer to the Hostplus Executive Product Disclosure Statement (PDS).

2. Hostplus’ Balanced option is ranked number one versus peers over 10, 15 and 20 years. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index,  April 2024. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. 

3. Hostplus insurance cover is provided by MetLife Insurance Limited (MetLife) ABN 75 004 274 882, AFSL 238096 (insurer).

4. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.​​​​​​​