 | You’ll automatically become a Hostplus member, and a Hostplus Executive account will be created for you if you don’t return a choice form by the due date McDonald's has communicated to you. |
Our products and services
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Learning Hub
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Meet
Hostplus
Welcome to Hostplus. We're McDonald's superannuation partner and we're here to help. McDonald's has partnered with Hostplus to offer its employees an industry super fund that strives to be the lifetime fund of choice for Australians. We’re the super fund that covers people from a broad range of backgrounds and industries, including your own. As one of the largest and top-performing super funds in Australia over the long term, our low admin fee1 and strong long-term returns2 aim to help provide you with the future you deserve. We know every dollar you save could help secure a future full of positivity.
A future full of good stuff?
That's a plus.
Hostplus is McDonald's
default super fund
What does this mean for you?
McDonald's has chosen Hostplus to be their default superannuation provider. This means you’ll automatically join Hostplus under our Executive plan as part of McDonald’s super arrangements, unless you choose to stay with your current fund, or an alternative fund.
Your choice of super fund is important. The options available to you are:
Choose Hostplus
To join Hostplus, you don’t need to do anything. A Hostplus Executive account will automatically be created for you, and McDonald's will pay all future super contributions to your new Hostplus Executive account.
Stay with your current fund
If you’d like to remain with your current fund Rest, download and complete the ATO standard choice form and return it to McDonald's. If you don’t nominate a chosen fund, you’ll automatically become a Hostplus member and McDonald's will pay future contributions into your new Hostplus Executive account.
Existing Hostplus members
If you're already a Hostplus member, we'll automatically transfer your super account into the Hostplus Executive plan. You don't have to do anything.
Why choose
Hostplus?
How it works for exisiting Rest members
Tailored insurance
arrangements
Protecting against the unexpected.
Protecting against the unexpected can give you peace of mind. That’s why we offer eligible members Death & Total and Permanent Disablement (TPD) insurance3 with options to tailor their cover. With insurance premiums deducted from your super account, insurance cover will continue as long as there are sufficient funds to pay the premiums and eligibility is still met. You can cancel, reduce or apply to increase your insurance at any time.
Important: Under Putting Members’ Interests First (PMIF) government legislation, Hostplus can only provide automatic Death & Total and Permanent Disablement insurance cover when you first meet the following criteria (subject to eligibility requirements):
- you’re aged at least 25 years, and
- your Hostplus Executive account balance first reaches at least $6,000.
If you don’t meet this criteria, you can also opt-in to the default level of insurance cover, subject to terms, conditions, and eligibility requirements, by logging in to Member Online. To learn more about PMIF, visit hostplus.com.au/pmif
Your insurance options:
Automatic Death and Total and Permanent Disablement
If the worst should happen and you die or are totally and permanently disabled through illness or injury, Death and Total and Permanent Disablement (TPD) insurance means that a lump sum will be paid to you or your loved ones. Eligible employees will receive automatic Death and Total & Permanent Disablement (TPD) insurance cover calculated as:
- age-based unitised Death and TPD insurance cover
Once you've joined Hostplus, your level of cover will be communicated to you in your Hostplus Executive welcome letter.
Terms and Conditions may apply. You should always read the PDS before making a decision. Please refer to the Hostplus Executive PDS issued July 2024.
Optional Income Protection
Income Protection insurance is a great way to secure your finances in case you're unable to work due to illness or injury. With this type of insurance, you'll receive monthly payments to help you cover your living expenses and focus on your recovery. Income Protection is not automatically included as part of your insurance offering. Hostplus has partnered with McDonald's to offer eligible employees tailored rates for Income Protection cover, with the following benefit structure:
- Up to 90% of pre-disability income payable for a 5-year benefit period, and after a 60-day waiting period (for existing Rest members transferring their income protection cover).
or
- Up to 90% of pre-disability income payable for a 2-year benefit period, and after a 90-day waiting period.
Terms and Conditions may apply. You should always read the PDS before making a decision. Please refer to the Hostplus Executive PDS issued July 2024.
Transferring existing insurance
If you already have super with another fund and would like to become a Hostplus member, it's important to note that any existing insurance won't automatically transfer to Hostplus when we set up your account. The level of insurance cover, premiums and terms and conditions can also differ between funds. If your level of cover was greater at your previous fund and you wish to maintain this level of cover through Hostplus, you can transfer your insurance cover through Member Online.
We recommend that you do not cancel any existing cover or close or consolidate your other super fund account/s until your application to transfer cover is accepted by Hostplus.
Consider consolidating your super
If you already have super with another fund and would like to become a Hostplus member, it's important to note that your other super accounts won't automatically consolidate4 or transfer into your new Hostplus Executive account.
There’s a lot to consider when thinking about whether consolidation is right for you. Before consolidating, compare the fees, performance and other features of each fund and check whether you’ll lose any benefits or be charged a fee for closing an account. Importantly, if you do close an account, you’ll lose any insurance attached to that account. You may find it beneficial to obtain advice from a licensed financial adviser before consolidating.
1. Other fees and costs apply. Please refer to the Hostplus Executive Product Disclosure Statement (PDS).
2. Hostplus’ Balanced option is ranked number one versus peers over 10, 15 and 20 years. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index, April 2024. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
3. Hostplus insurance cover is provided by MetLife Insurance Limited (MetLife) ABN 75 004 274 882, AFSL 238096 (insurer).
4. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.