search mobile
Join

Our products and services

Learning Hub

Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Shield / Guardian schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

Manage your super

Retirement

Forms and resources

Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Shield / Guardian schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

News

Why choose Hostplus

Your responsibilities

Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

How to make payments

Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Tools and resources

360HEALTH GIVES MEMBERS AND THEIR FAMILIES*

AN EASY WAY TO INVEST IN THEIR HEALTH

Read more

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

News and Insights

Why Hostplus

CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Product and fee information for advisers

CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Tools and resources

News and insights

Investment options

Pricing and performance

News, resources & insights

test-one

Our company

Careers

Join
Author image
Hostplus
Content Team
10 min read
Updated 17 Mar 2026

We’ve got all the information you need to help you understand the basics of superannuation.

Over your working life, your employer regularly pays a percentage of your income into your super account1. But that's not where the story ends. Our job at Hostplus is to invest these contributions  on your behalf, with the aim of growing them through investment returns.

Any investment returns your super earns have the potential to earn additional returns in the future if you stay invested. 

This is known as compounding - when your returns earn returns.It's like a snow-ball effect that has the potential to grow your super over time.

1. disclaimer stuff goes here always