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Manage your super
We’re an award-winning industry super fund
Our measure of success is what we deliver for our members. But if you're into awards, we've got those too.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
Retirement
Forms and resources
We’re an award-winning industry super fund
Our measure of success is what we deliver for our members. But if you're into awards, we've got those too.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Investment options
News & insights
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions.
Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
At a glance (Transition to Retirement)
* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide.
^ Investment return over 10 years to 31 August 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.
A medium level of risk
Sometimes it might suit your investment style to split your risk down the middle. Our Conservative Balanced option is designed for people with a medium risk appetite. It contains similar proportions of growth and defensive assets.
A diversified mix of assets
Conservative Balanced is a pre-mixed option, meaning it invests in different types of assets, including listed equities, fixed interest, cash, property, infrastructure, private equity, credit and alternatives.
A top performer
The Conservative Balanced option ranks in the top quartile for investment returns over 10 years, compared to similar options.2 And that’s after all investment fees and taxes have been paid.
Who is Conservative Balanced suitable for?
Members with a five years–plus investment time frame who are seeking a diversified pre-mixed investment option with lower risk compared to our MySuper Balanced option. Conservative Balanced has been designed for members seeking a lower allocation to growth assets such as equities (shares) and a higher allocation to fixed interest and cash. It contains a similar proportion of growth and defensive assets.
Our target
asset mix
| Asset class | Benchmark | Range |
|---|---|---|
| Australian shares | 16% | 10–30% |
| International shares (developed markets) | 16% | 10–30% |
| International shares (emerging markets) | 6% | 0–15% |
| Property | 10% | 0–25% |
| Infrastructure | 9% | 0–25% |
| Private equity | 3% | 0–10% |
| Credit | 6% | 0–20% |
| Alternatives | 6% | 0–20% |
| Diversified fixed interest | 15% | 10–40% |
| Cash | 13% | 5–25% |
Past
performance
Transition to Retirement
This table shows the 12-month net return for our Conservative Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.3
| Year | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|
| Return | 9.41% | 5.02% | -0.21% | 14.49% | -2.09% |
This table shows the average net return for our Conservative Balanced option over 3, 5 and 10 years to 30 June 2022.3
| Year | 3 years | 5 years | 10 years |
|---|---|---|---|
| Average return (p.a.) | 3.80% | 5.15% | - |
Get ready for a positive future with a Hostplus retirement account
It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.
1. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
2. Source: SuperRatings Pension Fund and Accumulation Fund Crediting Rate Surveys – SR25 Conservative Balanced (41–59) Index, June 2022. No independent performance surveys exist for Transition to Retirement products. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
3. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.