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Shares 

If you have time on your side and an appetite to take on a higher level of risk, Shares Plus – with an asset mix that primarily focuses on Australian and international shares – could be the option that best suits your needs. 

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At a glance  (Transition to Retirement)

Investment time frame
5 years +
Level of investment risk
High
Likelihood of negative returns
Growth/defensive allocation
90% growth / 10% defensive
Total investment fees and costs*
0.89%
Return target
CPI + 4.5% p.a. over 20 years
Net return^
-

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide.
^ Investment return over 10 years to 31 August 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.

The potential for high growth

Shares Plus is an investment option with the potential for high growth and suits members comfortable with a greater level of risk. If you’ve got a longer time frame and prefer a more aggressive investment style, this option might be for you. 

A focus on growth

Shares Plus is a pre-mixed option, meaning it invests in different types of assets, including listed equities, private equity, property, infrastructure, credit and alternatives. As the name suggests, its primary focus is on Australian and international shares, as these have the potential to provide strong capital growth. There is a lower allocation to assets with defensive characteristics.   

A top performer

The Shares Plus option ranks in the top quartile for investment returns over 10 years, compared to similar options.1 And that’s after all investment fees and taxes have been paid.  

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Who is Shares Plus suitable for?

Members with a five years–plus investment time frame who are seeking a diversified and pre-mixed investment option.  
 
Compared to our Balanced option, Shares Plus has been designed for members seeking a higher allocation to growth assets, being listed equities (shares) and a lower allocation to assets with defensive characteristics, such as fixed interest and cash. It has the highest exposure to growth assets and is therefore the least risk averse of our pre-mixed investment options. 

Our target 

asset mix 

Share Plus
Asset class Benchmark Range 
Australian shares 30% 10–50% 
International shares (developed markets) 30% 10–50% 
International shares (emerging markets) 11% 0–20% 
Property 7% 0–20% 
Infrastructure 7% 0–20% 
Private equity 8%0–20% 
Credit 5%0–15% 
Alternatives 2%0–10% 
Diversified fixed interest 0%0–10%
Cash 0%0–10%

 

Head to Pension Online to choose the investment option that’s right for you. 

Past
performance 

Transition to Retirement

This table shows the 12-month net return for our Shares Plus option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.2 

Year20182019202020212022
Return 14.03%6.58%0.51%26.41%-4.16%

This table shows the average net return for our Shares Plus option over 3, 5 and 10 years to 30 June 2022.2

Year3 years5 years10 years
Average return (p.a.) 6.78%8.15%-

Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.


1. Source: SuperRatings Pension Fund and Accumulation Fund Crediting Rate Surveys – SR50 Growth (77–90) Index, June 2022. No independent performance surveys exist for Transition to Retirement products. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
2. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide