When you invest in our SRI – Balanced option, you can be confident that your super or pension is not being invested in any of the following:
Fossil fuels
Companies that own reserves, or explore, mine, extract, produce, refine or generate energy from fossil fuels, as well as companies that receive revenue from servicing these sectors through equipment services, pipeline transport or distribution.
Controversial weapons
Companies involved in the development, production, maintenance or sale of controversial weapons (including cluster munitions, anti-personnel mines, depleted uranium, biological weapons, chemical weapons, blinding laser weapons, non-detectable fragment weapons, incendiary weapons and nuclear weapons). This includes companies directly involved, as well as prime contractors, key subcontractors and suppliers of key components. Data is supplied by Institutional Shareholder Services (ISS).
For-profit detention
Companies that derive more than 5% of their revenue from for-profit detention, such as prisons and immigration detention. Data is supplied by ISS.
A zero-materiality threshold is applied, but dedicated renewable energy generators with backup fossil fuel sources (less than 5%) may remain investible. Data is supplied by MSCI and ISS.
Gambling
Companies that derive more than 5% of their revenue from gambling. Data is supplied by MSCI.
Human rights or labour rights breaches
Companies that breach the United Nations Global Compact or International Labour Organization’s (ILO) Core Conventions. Data is supplied by MSCI.
Live animal export
Companies involved in the export of live animals for the purpose of slaughter, husbandry and breeding, including specialised transport companies. Data is supplied by ISS.
Predatory lending
Companies involved in predatory lending, including unfair or deceptive products, excessive interest rates, misleading marketing, unnecessary costs and hidden fees, or targeting minority, low-income or elderly consumers. Data is supplied by ISS.
Tobacco
Companies that manufacture tobacco products, such as cigars, blunts, cigarettes, e-cigarettes, inhalers, beedis, kreteks, smokeless tobacco, snuff, snus, dissolvable and chewing tobacco. This also includes companies that grow or process raw tobacco leaves. Data is supplied by MSCI.
Uncertified palm oil
Companies involved in growing, processing or using palm oil that derive more than 10% of their revenue from these activities and where less than 50% of the palm oil is Roundtable on Sustainable Palm Oil (RSPO)-certified. Data is supplied by ISS.
Very poor environmental, social and governance (ESG) policies and systems
Companies with an MSCI ESG rating of B or CCC.