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SMI end of year performance December 2025

Published February 2026

Author image
Susan Orr
Hostplus
4 min read
Updated 24 Feb 2026
  • SMSF
  • Performance

We’re proud to report that Hostplus’ Self-Managed Invest (SMI) continues to deliver strong results.

Our SMI Balanced option delivered double-digit returns of 10.47% for the calendar year and achieved 8.90% per annum over the past five years.1  

Throughout 2025, global share markets experienced robust growth, with emerging, global and Australian markets all generating strong returns.  

Concerns around US tariff announcements created volatility in April, but these were largely overcome as the year progressed.  

Inflation eased in most major economies during 2025, signaling interest rates may have peaked, and helping stabilise markets. And despite mixed conditions in the final quarter, global markets once again rallied toward the year end. 

Watch Susan Orr, Deputy Chief Investment Officer, provide an update on our investment performance.

All of Hostplus’ SMI investment options delivered positive returns for investors in 2025. 
 
Our SMI balanced options with longer histories have also generated positive returns over 5 and 7 years, as shown below. 

SMI investment option returns to 31 December 2025
 1 year3 yrs p.a.5 yrs p.a.7 yrs p.a.
Diversified
Indexed Balanced10.40%12.57%8.86%9.48%
Conservative9.17%8.58%--
Stable7.10%6.46%--
Socially Responsible Investment (SRI) - Balanced10.12%8.82%--
Balanced10.47%9.70%8.90%8.74%
Sector
Infrastructure8.34%9.32%9.62%-
Property4.02%- 2.94%3.41%-
Bonds - Indexed3.17%3.42%--
Australian Shares - Indexed10.25%11.10%--
International Shares - Emerging Markets 26.16%15.61%--

Source: Hostplus data as of 31 December 2025. Returns are net of investment fees and costs. Other fees and costs apply. Refer to the Hostplus Self-Managed Invest (SMI) Product Disclosure Statement for more information, available at hostplus.com.au/smsfs. Past performance is not a reliable indicator of future performance. 

These impressive outcomes demonstrate how our diversified approach is designed to support investors through all market conditions… and the benefits of sticking to a long-term strategy. 

Get help when you need it

If you’d like help understanding how your super is performing, contact us today on 1300 350 819

1. Source: Hostplus data as of 31 December 2025. Returns are net of investment fees and costs. Other fees and costs apply. Refer to the Hostplus Self-Managed Invest (SMI) Product Disclosure Statement for more information, available at hostplus.com.au/smsfs. Past performance is not a reliable indicator of future performance.