Our products and services
We now help members invest in their health.
In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.* It's a way to connect to a range of virtual health and wellbeing services at no extra cost.
*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.
Learning Hub
Protecting Your Retirement: The Warning Signs of High-Risk Schemes
Following the collapse of the First Shield / Guardian schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.
Retirement
Retirement ready. Tick.
The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria.
Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.
Forms and resources
Protecting Your Retirement: The Warning Signs of High-Risk Schemes
Following the collapse of the First Shield / Guardian schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.
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Member Online
Enter your Member Number and Password to access your account anytime.
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Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Thinking about starting an SMSF?
Managing your own super means doing it all. From investment decisions and diversification to insurance, reporting and compliance.
Hostplus already does all that, and more.
So before you take on the cost and complexity, consider what it takes.
Before you decide, ask yourself:
- Will you have a team of hundreds managing your investments and admin? We do.
- Does your SMSF have a history of delivering industry-leading returns? We do.
- Will it offer diversification to help manage market ups and downs? We do.
- Will it give you access to unique mix of unlisted assets? We do.
Consideration: ‘5 things’ execution
Myth:
“Running your own super fund is cheaper.”
Reality:
SMSFs can cost more than you think. Research shows that unless your balance is over $500,000, managing your own fund may actually be more expensive than staying with a high-performing industry fund like Hostplus.
Did you know?
SMSFs with balances under $500k often face higher annual costs than APRA-regulatedfunds. Outsourced SMSFs can cost up to $7,443 per year.
Source: ASIC – Cost of Operating SMSFs (Rice Warner)
Tip:
Before switching, crunch the numbers. Control shouldn’t come at the cost of your retirement.
Myth:
“SMSFs are easy to manage.”
Reality:
Running an SMSF means you’re the trustee—and that comes with serious legal
responsibilities.
You're responsible for:
- Lodging annual returns
- Appointing an independent auditor
- Maintaining a compliant investment strategy
- Keeping up with super and tax laws
One misstep can lead to hefty fines
Moneysmart SMSF Factsheet
Tip:
If you’re not ready to be your own compliance officer, an industry fund might be the smarter choice.
Myth:
“I can outperform the professionals.”
Reality:
Managing your own super means making all the investment decisions—and living with the consequences.
Common pitfalls include:
- Poor diversification
- Emotional investing
- Lack of market knowledge
ASIC warns:
SMSFs aren’t suitable for everyone.
Source: ASIC INFO 274 – SMSF Advice
Tip:
You wouldn’t perform your own surgery—why gamble with your retirement?
Myth
“SMSFs are the best way to buy property.”
Reality
Buying property through an SMSF is complex and risky.
Consider this:
- You can’t live in or rent the property to family
- You must meet strict borrowing rules
- Property can be hard to sell if you need to access funds
ATO rules are strict—and mistakes can be costly.
Source: https://www.ato.gov.au/Super/Self-managed-super-funds/Investing/Assets-and-investments/Property/ (broken link)
Tip
Property might feel tangible, but it’s not always the most flexible or compliant way to grow your super.
Myth
“SMSFs are a tax haven.”
Reality
SMSFs are under the microscope.
The facts:
- The ATO monitors SMSFs closely
- Breaches can lead to loss of tax concessions
- Misunderstanding the rules can cost you big
ASIC cautions:
Taxbenefits are often overstated.
Source: ASIC INFO 274
Tip
Don’t fall for the hype—get the full picture before making the switch.
You can still have control without all the hassle
Choiceplus gives you flexibility without the extra burden. You can invest directly in Australian shares, ETFs, LICs and term deposits. And you can combine Choiceplus with a wide range of other Hostplus investment options to tailor your investments to your needs. It’s a smart alternative to a self-managed super fund. With fewer costs, less complexity, and the reassurance of being part of an APRA-regulated industry fund.
Knowing your super’s in expert hands with Hostplus? That’s a plus.